5 Reasons ROOFING CONTRACTOR Is A Waste Of Time

There is not any such thing to be over protective with regards to your home and your finances. There are numerous roofing contractors out there which are willing to bend the rules to simplify things for themselves, resulting in problems for you as well as your roof. Even honest contractors make mistakes every occasionally. That’s why it is critical to know these 4 simple methods to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being out of work. Make sure that your roofing contractor has workers compensation so you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an urgent storm. Water seeps into your house and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the interior of your building. You wind up paying to repair the damages yourself.

Solution: If damage occurs to your home or building this is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as mentioned in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it’s almost like there is absolutely no coverage at all. Look for coverage that doesn’t exclude water damage resulting from leaving a roof open.

Business License
Problem: You hire a fresh roofing company to work on your roof. A few months later you notice a leak. You make an effort to contact the company, but can’t find their information. You make an effort to look them up by their business license and you find that there is never a business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check ahead of time that your roofing contractor has a business license. If they don’t possess a license, it may be a sign that they don’t know what they are doing. The company could easily disappear or go out of business.

In the state of Utah, your roofing company should have a shingle license and an over-all roofing license to install a pitched roof. A flat roof installation only requires a general roofing license.

An over-all contractor is legally able to install a roof with out a roofing license should they have a general contractor license. However, there were many cases of contractors branching out and installing roofs themselves when they lack the proper training. This causes problems for building owners together with home owners. It is perfect for a general contractor to possess a roofing license in addition to their general contractors license.

In Utah, the quantity for a general roofing licence is S280. energy efficiency is B100.

If your roofing contractor is in the center of working on your roof and you also find that they will have given fraudulent business license information, (in Utah) you have the option to terminate their service right away. You are not required to pay anything to the contractor since they were operating illegally. After that you can find a qualified contractor to repair your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. You discover that your contractor did not pay his supplier and that you are now in charge of that payment. This has happened and can happen to you.

Solution: Make sure to request a lien waiver once the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you are not responsible to cover them. It really is ultimately in place to safeguard the house or building owner from paying twice. In the event that you receive the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.